Is there an annual fee for the Bilt Mastercard®? May 16, 2022 21:36 Updated Nope! There's no annual fee for the Bilt Mastercard. See Important Credit Terms for more information. Related articles Is my application going to impact my credit score? How long does it take to get approved for the Bilt Mastercard®? What are your interest rates? What are my Bilt Points redeemable for? How do I download the Bilt Rewards app on Android?